The Advantages of Admitted Insurance vs. Non-Admitted Insurance When choosing an insurance policy, understanding the differences between...

Insurance is a fundamental aspect of financial stability for individuals, businesses, and communities. However, over the past few years,...

Covenants, conditions, and restrictions (CC&Rs) are a set of rules and regulations established by a homeowners association (HOA) to...

It depends on the specific circumstances and the coverage in your homeowners insurance policy. Most standard homeowners insurance...

The amount of insurance liability coverage that is enough varies depending on an individual's specific circumstances and assets. The...

A condominium owner with an HO6 insurance policy may be able to use their loss assessment coverage to help pay for a deductible assessed...

A wind/hail deductible is a type of insurance deductible that applies specifically to damages caused by windstorms or hail. This type of...

As one of the largest insurance agencies for insuring homeowners associations we know living in an HOA can bring with it ups and downs,...

First check what type of policy you have. Most rentals (single family to 4 units) are covered under a dwelling policy form. With a...

The 5 most important parts of a homeowners insurance policy typically include: Coverage for the structure of the home: This covers...

Uninsured motorist coverage is an important part of your car insurance policy that provides protection for policyholders in the event of...

The COVID-19 pandemic, the 2021 collapse of Champlain Towers South, Hurricane Ian, years of hail in Colorado, the Marshall Fire and now...

Ordinance or Law coverage for commercial property consists of 3 main segments: Coverage A – Undamaged Portion of the Building Coverage B...

Growing up in Louisville, Colorado, I like many others, could have never imagined the scene that unfolded on December 30, 2021. Early in...

By Devon Schad, The Schad Agency THE BASICS For most tenants, purchasing renter’s insurance is not at the top of their to-do list. Coming...

By Devon Schad, Schad Agency Every year, an association must renew or select a new insurance policy for the association. Often boards...